Let People's Choice Mortgage, VA unlock the door to your new home with a VA Home Loan. These loans are made to veterans often without any down payment required and at rates lower than normal for the mortgage market. With the exception of proof of eligibility and a VA certified appraisal, the loan process is the same as for a conventional mortgage. Its fast and easy with People's Choice Mortgage, VA!

• Equal opportunity for all qualified veterans
• Ability to finance the VA funding fee
• No mortgage insurance
• Right to repay without penalty
• VA certified appraisal reflects the reasonable value of the home
• Loans up to $417,000
• Closing costs are similar to other types of residential financing and may be lower
• May be used to buy or build a home

Fixed Rate Eligibility!
Generally, 180 days of active duty is required. Persian Gulf veterans need only 90 days of active duty.
Provide your loan officer with a copy of your most recent discharge or separation papers showing your active duty dates.

VA IRRRL (Interest Rate Reduction Refinance Loan)

If you currently have a VA loan and are current in the payments, you are eligible for a VA IRRRL loan. There is no appraisal, no credit check, no income check, no asset check!! You just lower your rate and payment. When rates are low, this is a perfect loan that is only eligble to current VA loan holders!!