THIS PROGRAM HAS BEEN TEMPORARILY SUSPENDED

People's Choice Mortgage, VA offers Stated Income Loan Programs as well as No Income Verification Loan Programs. Our No Income Verification Loans do not require you to provide W2's, pay stubs, tax returns or IRS Forms to prove your income. These programs are available for W-2 wage earners, 1099, Self Employed, and Retired borrowers These types of loan programs are ideal if you need financing but your income is difficult to prove or document. The most common types of No Income Verification Loans are listed below. If you don't see what you are looking for be sure to contact one of our loan officers. At People's Choice Mortgage, VA we are committed to find the loan program that best fits your needs.

Our Stated Income Verified Assets Loan (SIVA) is based on your stated income, credit history, and verified liquid assets. For the SIVA loan, the verified assets should be consistent with the income claimed.

Our Stated Income Stated Assets Loan (SISA) process requires that no assets are verified. You only state your income and state your assets on the application. This program typically carries a slightly higher rate because the assets are not verified.