THIS PROGRAM IS TEMPORARILY SUSPENDED

Let People's Choice Mortgage, VA unlock the door to your new home with a No or Low Documentation Loan. If your self employed, working at home, a small business owner or on commissioned income People's Choice Mortgage, VA can save you the hassle of searching for your personal and business tax returns when purchasing or refinancing your home. For a slight increase in price you qualify for that dream home with as little as an appraisal and a good credit score. You have three options: state your income and your assets, without validation; state your assets but not your income; or state neither your assets nor your income.

• Perfect for borrowers with good credit but limited assets
• A solution for when verifying a co-borrowers income is difficult
• Supports retired borrowers
• Helps when your assets are higher than your current income
• Can finance up to 90% or 95%of your home’s appraised value
• Purchase or refinance
• Use for primary or secondary residence
• Helpful for resident aliens

Fixed Rate or ARM Combination Loans!
Use a combination loan to beat the higher rates of a Jumbo mortgage for loan above $322,700.
Avoid the higher rate by taking two loans, a fixed rate first and an adjustable rate second mortgage