Manufactured Home Loan

Let People's Choice Mortgage, VA unlock the door to your new home with a Manufactured Home Loan. Even though today 1 in 5 new homes is pre-built and delivered to the building site, financing for Manufactured Homes can be hard to find. Dealers often offer loans that are for personal property - similar to loans for boats or campers - with high interest rates. People's Choice Mortgage, VA offers both conforming fixed rate and FHA and VA mortgage loans for manufactured homes . We offer LTVs up to 96.5% and seller contributions can provide flexible homeownership opportunities at a fair price.

Down payments as low as 3.5%
20 year fixed rate conventional conforming and 30 year fixed FHA and VA mortgages available
For purchase or rate/term and cash out refinance loans
For primary residences and second homes
Must be at least a double-wide
Unit must be newer than 1976, attached to a permanent foundation, with no axles or hitches
Leased property not eligible