THIS PROGRAM IS TEMPORARILY SUSPENDED

Let People's Choice Mortgage, VA unlock the door to your new home with a Low Money Down Combination Loan. Is the down payment the only thing keeping you from home ownership? With your excellent credit, you can buy a home today with limited money down and still avoid mortgage insurance. With a combination loan you take a first and second mortgage with 80/10/10, 80/15/5, or 80/20 and you reduce the amount of money required for your down payment to as little as $0. People's Choice Mortgage, VA combines the first mortgage (80%) and a second mortgage from 10-20%, depending on how much money you put down. Both loans will close at the same time so you get the benefit of reduced fees and no private mortgage insurance!

• 1 application, 1 closing, and 1 hazard insurance policy
• Additional savings as the second mortgage interest may be tax deductible
• Low document programs available for self employed borrowers
• No private mortgage insurance
• More home for less cash
• Fixed rate and standard adjustable rate loans available
• Eligibility dependent on your credit score