Let Peoples Choice Mortgage unlock the door to your new home even if you have less than prefect credit. All lenders use your willingness to pay, your capacity to pay, and the value of your home to make lending decisions. But often they use automated tools to make decisions that can result in a rejection. Peoples Choice Mortgage will use humans, not computers, to look at your unique situation and find a loan that works for you!

• FICO Credit Scores as low as 500
• Down payments as low as 0% to 10% plus gift funds and seller concessions accepted
• Both fixed rate and adjustable rate loans available
• 90% loans with just 1 day out of Chapter 13 bankruptcy
• Programs with no PMI, escrows or reserves required
• Loans to refinance or purchase a primary residence

Self Employed? No Problem!

We’ve added the Self-Employed Stated option, so even employed or commission income borrowers can take advantage of these programs.