With a commitment to getting you the best mortgage available and earning your trust, People's Choice Mortgage, VA company serves borrowers of all income and credit backgrounds. Our business is based on satisfying your financing needs so that you confidently refer to us your family and friends. People's Choice Mortgage, VA originates loans through a network of locally-rooted affiliates, and we have a multitude of mortgage programs for the client who is hard-to-qualify or for the perfect-credit customer.

Our Mortgage Planners can design a mortgage program to fit your individual needs. People's Choice Mortgage, VA makes the loan process quick and easy. We will work to understand your financial situation and needs. We will complete the loan application and check your current credit history.

We will then select your loan program and determine the interest rate and closing costs. You will know your costs up front! You will receive a rate lock confirmation protecting your rate and a Good Faith Estimate of your complete closing costs.

We will verify all program required information and move the loan package through investor underwriting resulting in a smooth closing with no surprises.

Low rates and fees through knowledge and technology

We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan.

Mortgage Broker Or Local Bank, Which Is Best For Me And My Family?

Seventy percent of all residential loans in the United States are originated through mortgage brokers. Why?
Mortgage Brokers often have access to 100s of loan products from a variety of lenders and are more likely to match a loan program to your specific needs than the local bank. They simply have more versatility than the loan officer at the local bank.

People's Choice Mortgage, VA is a lender with the versatility of a broker. That means we can lend you money to purchase your home or find you options that fit your financial situation.

Let People's Choice Mortgage, VA unlock the door to your new home!